Risk Disclosures

Version 3.0 · Effective November 1, 2026
Operated by Zemria LLC, Lincoln, Nebraska

These Risk Disclosures are part of the Terms of Service. They explain the limits of Historical Viewers and articles. Please read them before relying on anything on this website.

Who This Applies To
Intended for people 18 and older, in places where using it is lawful.

Publisher Status
This is an independent publication operated by Zemria LLC. Zemria LLC is not a registered investment adviser, broker-dealer, commodity trading advisor or any other regulated financial adviser, and we do not give advice tailored to any person's circumstances. We are not presented as licensed financial, legal or tax professionals.

No Investment, Legal or Tax Advice
Everything on here is general and impersonal, for information and education only. It is not financial, investment, legal or tax advice, and it is not a recommendation to buy, sell or hold any security or to follow any strategy. Any financial, legal or tax decision is yours alone. A qualified professional can advise on your own circumstances.
Third-Party Data & Information
We use publicly available data published by the U.S. Department of the Treasury, including Treasury Fiscal Data datasets, Treasury interest rate data and Treasury International Capital (TIC) data, which the Federal Reserve Bank of New York collects on Treasury's behalf. We are not affiliated with or endorsed by the U.S. Department of the Treasury, the Federal Reserve or any government agency, and they are not responsible for the use of their data.
Figures are shown with their Treasury record dates and may later be revised by Treasury. Treasury may also publish late, change definitions or line names, or discontinue a series. We collect and processes this data automatically and runs regular checks against Treasury's published figures, but errors in collection, processing or display can still occur, and we do not warrant that any figure is accurate, complete or current.
Businesses, individuals and other entities that use data, historical viewers or content from here in commercial financial products, services or analytics assume full responsibility for verifying that data against the original published sources.

Illustrations, hypothetical speculation and any ccalculations. Labels figures by type:
HISTORICAL: figures reported by Treasury for past record dates.

AI-Assisted Content
Some content, including the Weekly Data Article, is written with the help of artificial intelligence from Treasury data. It is published after automated checks of its figures, wording and legal review items These checks reduce errors but cannot remove them. If an error is found, we may correct or remove the content.
Timeliness and Updates
The content reflects the data available as of its stated record dates. Articles are not updated after publication unless chosen to correct them, and we have no duty to update any content when Treasury publishes new or revised figures.
Conflicts of Interest
Zemria LLC, its owners and its personnel may hold U.S. Treasury securities or other financial assets, including assets connected to topics we cover. We do not accept payment from any issuer or third party to feature or favor any security, issuer or view.
Service Availability
We rely on third-party hosting, data delivery and email services. Tools, pages, data and emails may be interrupted, delayed, changed or discontinued at any time, and we do not warrant that any alert or email will arrive on time or at all.
Your Responsibility
You are responsible for how you use this site. Before relying on any figure for a decision, compare it with the original published source from the U.S. Department of the Treasury.
Warranties, Liability and Disputes
The Service is provided "as is" and "as available." Warranty disclaimers, limits on liability, indemnification, governing law and venue are set out in sections 10 through 14 of our Terms of Service, which apply to these Risk Disclosures.
Contact
Zemria LLC, Lincoln, Nebraska